Top 10 Best Credit Cards in Bangladesh 2023

This table format categorizes the required documents for both salaried individuals and business persons into two distinct categorizes, making it easier to compare the document requirements for each category.

Cheque and Fee Amount

This table outlines the clearing cheque processing fee structure based on different cheque amounts.

Government Excise Duty

This table outlines the government excise duty applicable based on different credit card balance amounts. All Fees & Charges of VISA Credit Cards

If you're looking for a credit card that offers unmatched convenience, the Eastern Bank Ltd. A Signature Visa Card is an excellent option. Boasting contactless payment technology, this card allows for quick and hassle-free transactions.

Additionally, it provides exclusive travel and lifestyle privileges, access to premium airport lounges, and travel insurance coverage. With attractive cashback rewards on various categories like dining, shopping, and fuel, this credit card is a great choice for those seeking to maximize their savings while enjoying luxurious benefits.

The BRAC Bank Platinum Mastercard is an ideal option for individuals seeking a credit card that caters to their diverse lifestyle needs. This card offers an array of benefits, including cashback on utility bill payments, complimentary access to selected airport lounges, and discounts at partner merchants.

Moreover, its comprehensive insurance coverage, including travel and purchase protection, provides added peace of mind. The reward points earned through purchases can be redeemed for exciting gifts or as cashback, enhancing your overall card experience.

The Dutch-Bangla Bank Ltd. Platinum Credit Card stands out for its exceptional rewards program. With every transaction, you earn reward points that can be redeemed for various products and services. The card also offers discounts on partner merchant outlets, making it highly rewarding for frequent shoppers.

Moreover, this credit card provides complimentary access to airport lounges, travel insurance, and other lifestyle benefits, ensuring you travel and shop with confidence.

The Standard Chartered Visa Platinum Card is well-regarded for its unmatched privileges and exclusive offers. This credit card provides attractive cashback on dining, shopping, and fuel purchases, making it an ideal choice for those who frequently use their cards for everyday expenses.

The card's extensive global acceptance ensures that you can use it wherever you go. Additionally, its contactless payment technology guarantees swift and secure transactions. Moreover, you can earn rewards points on every transaction, redeemable for exciting gifts or discounts.

The HSBC Visa Platinum Credit Card is renowned for its unmatched global acceptance, making it an ideal companion for frequent travelers. This credit card provides attractive cashback rewards on various categories, such as dining, groceries, and utility bill payments. Moreover, the card offers exclusive benefits, including complimentary access to airport lounges and travel insurance coverage.

Additionally, HSBC's reward program allows cardholders to earn points that can be redeemed for a wide range of products and services, further enhancing the value of the credit card.

The Eastern Bank Ltd. Aqua Mastercard is tailored for young professionals and individuals new to credit cards. This card comes with a low credit limit, encouraging responsible spending habits and financial management. With no annual fee, cardholders can enjoy benefits like cashback on various purchases, including dining and entertainment.

The card's contactless payment feature ensures quick and secure transactions, while its reward program provides opportunities to earn points for exciting rewards. The Aqua Mastercard is an excellent option for those looking to build their credit history responsibly.

Features

Quick Facts

Eligibility

Required Documents

Ebl Mastercard Aqua Women Prepaid Card

• Exclusive to Bangladeshi women, the EBL Mastercard Aqua Women Prepaid Card is the first of its kind in Bangladesh.
• Specifically designed for women entrepreneurs, facilitating smooth digital payments and e-commerce activities.
• Dual currency support enables seamless USD transactions, ideal for international business needs.
• Offers a lower issuance fee compared to standard prepaid cards.
• Tailored to empower women in the business landscape, providing a versatile and cost-effective financial tool.

Aqua Women Prepaid Card

Quick Facts

Eligibility

Conditions Apply

Document Requirements

Specific conditions might apply, details may vary based on the card usage and agreement.

This table presents the necessary documents and conditions for obtaining an EBL Prepaid Card in a clear, two-column format for easy comparison.

Eastern Bank Limited (EBL) ShareTrip Mastercard

Please note that the specific details and benefits of this collaboration might vary or change over time.

For the most up-to-date and comprehensive information regarding the ShareTrip, EBL, and Mastercard collaboration, it's advisable to visit the official websites of ShareTrip, EBL, and Mastercard, or contact these entities directly.

Card Offered by ShareTrip

These benefits encompass a wide array of travel perks, purchase advantages, fee waivers, and added conveniences for EBL ShareTrip Mastercard Co-brand Credit Cardholders. Please note that the provided details are subject to change and should be verified directly with Eastern Bank Limited (EBL) for the most current information and specific terms and conditions related to these benefits.

For individuals seeking a credit card with no annual fee, the Standard Chartered Gold Credit Card is an excellent choice. This card provides various cashback offers on dining, fuel, and grocery purchases, enabling customers to save on their everyday expenses.

The card's flexible payment plans and interest-free periods provide convenience in managing finances. Additionally, Standard Chartered's 360° Rewards program offers points on every transaction, which can be redeemed for attractive gifts and vouchers, making it a rewarding credit card for budget-conscious consumers.

Features Offered

This table presents the required eligibility documents for both Bangladeshi nationals and foreign nationals in separate columns for clarity.

• Eligibility Documents
• For Bangladeshi Nationals
• Copy of NID and ETIN
• For Foreign Nationals
• Copy of Passport and Work Permit
• Additional documents may be required. Bank staff will guide you on the documentation requirements during the application process.
• Employment documents, e.g. Appointment Letter/ Salary Certificate [For Salaried]
• Income documents, e.g. 3 months’ bank Statement reflecting salary, Pay slips in case of salary fluctuation, etc.
• Business documents, e.g. Trade license / Copy of MOA/ AOA/ Form X/ XII, board resolution, etc. [For Self-employed]
• Income documents, e.g.12 months’ transactional bank statement.

Gold Visa/Mastercard Credit Card

Platinum Visa/Mastercard Credit Card

Visa Silver (Classic) Credit Card

Standard Chartered – Grameenphone Credit

Super Value Titanium Credit Card

Robi Elite Credit Card

Visa Signature Credit Card

Visa Signature Credit Card

Smart Credit Card

Please note that some sections might not have specific details available for comparison. This table aims to provide a comparative overview of the listed credit cards based on the information provided.

How much money can you withdraw from an ATM or Credit Cards Fees in Bangladesh?,Yes, in Bangladesh, there are often ATM or Credit Cards Fees associated with using an ATM. Banks in Bangladesh typically charge fees for using ATMs, especially when you're using an ATM that belongs to a different bank or is out of the network.

This ATM or Credit or Visa Cards Fees may vary based on the specific bank's policy and the type of account you hold.It is advisable to check with your bank or financial institution in Bangladesh to understand the fees associated with using ATMs Getway.

Some banks may offer a certain number of free ATM transactions per month or have partnerships with other banks, allowing their customers to use authorized ATMs without additional charges. Read more in Bangladesh Bank Payment and Settlement Systems

ATM Gateway and Charges

Each of these banks has its own range of credit cards, each with different benefits, features, and target customers. To determine the best card for you, consider what you prioritize—whether it's cashback, rewards, travel miles, low fees, or exclusive privileges.

To find the most suitable card for your needs, I recommend directly contacting the banks or visiting their official websites to compare the current offerings, terms, and benefits as these can change over time.

Additionally, speaking with their representatives might give you more insights into the specific benefits of each card and how they align with your financial objectives.

This table summarizes the key factors to consider when selecting a credit card in Bangladesh. Remember, examining these factors in relation to your personal financial habits and needs will help you choose the most suitable card.

Selecting the best credit card in Bangladesh is a crucial decision that can significantly impact your financial management and lifestyle. We have presented five top credit cards that offer unique benefits to cater to different preferences and needs. Before choosing a credit card, thoroughly assess your spending habits, lifestyle requirements, and reward preferences to find the card that aligns with your financial goals.

Remember to read the terms and conditions of each credit card carefully and seek professional advice if needed. Armed with this comprehensive guide, you can confidently embark on your journey towards financial freedom with the best credit card that suits you.

Using a credit card responsibly is essential to maintain a healthy credit score and financial well-being. Pay your bills on time, keep your credit utilization low, and avoid accumulating excessive debt. By leveraging the right credit card wisely, you can enhance your purchasing power, enjoy attractive rewards, and achieve financial freedom in Bangladesh.

What are the benefits of a Standard Chartered gold credit card?

Yes, the Card Cheque facility is available with the Standard Chartered Gold Credit Card. This feature allows you to use the Account Payee Card Cheque against your Gold Credit Card for payments to any person or establishment within Bangladesh. The Card Cheque is particularly useful in scenarios where Credit Card acceptance facilities are not available, such as paying for expenses like house rent, school fees, and similar instances.